Your Local Medicare Insurance Agent
Medicare Annual Enrollment Oct 15-Dec 7
No cost, no obligation review to help bring clarity to your Medicare Insurance options!
Medicare Plans
Information on Options
MedSup Plans
Information on Supplements
Part D Prescription
Is your Rx or Pharmacy Covered?
Dental Plans
Dental Plans in your area
- Mon, Dec 09Pell City Senior CenterDec 09, 2024, 12:00 PM – 12:45 PM CSTPell City Senior Center, 801 Comer Ave, Pell City, AL 35125, USA
Rodney B.
"Cheryl was wonderful to work with. She is very knowledgeable and shows she cares for her clients. She will be my go-to when it comes to my Medicare insurance."
Corlis B.
“Cheryl was more than helpful with all of our questions and concerns with our Medicare options. Will be keeping her on speed dial!!."
Richie V.
“Cheryl is such a blessing to explain all of your options and help guide you through the process which is so confusing by design . Glad I found her who delivers on a very high level of care and genuinely cares!”
Essential Offers:
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Personalized Medicare Insurance Plan Comparisons
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In-Depth Prescription Drug Plan Reviews
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Medicare Advantage (Part C)
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Standalone Prescription Drug Plans (Part D)
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Medicare Supplement (Medigap) Insurance Solutions
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One-on-One Meetings
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Convenient Phone Consultations
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Introduction to Medicare Insurance Educational Seminars at local venues like community centers, libraries, churches, and workplaces
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No Hidden Fees for Any Services
I’ll be turning 65 soon but plan to keep working for a few more years. Do I need to sign up for Medicare now, or can I wait without facing penalties? It's important to know when penalties may apply and how to avoid them. If your employer has a certain number of employees, you may be able to delay enrolling in Medicare Part B without penalties and stay on your company’s insurance. However, with rising group insurance costs, enrolling in Medicare sooner could save you money. Our team can help you explore your best options!
When should I sign up for Medicare Insurance? If you’re approaching your 65th birthday, generally, you're first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after you turn 65. Deciding whether to enroll and which plans to choose are common concerns. Our team is here to guide you through these decisions, ensuring you make informed choices that fit your needs.
I’m not 65 yet and I receive Social Security due to a disability. When can I get Medicare? In most cases, individuals who qualify for Social Security Disability become eligible for Medicare two years after they first receive disability benefits. However, there are exceptions for certain conditions, such as ALS, where Medicare starts immediately without the waiting period. If you qualify, your Medicare Insurance coverage will provide the same benefits as those for people aged 65 and older.